Insurances and Visa issues

Insurance during the time abroad

Centria's students need to have an insurance during the study abroad. EU-nationals are covered by Centria's insurance, non-EU-nationals need to buy a private insurance. 

Erasmus

Health insurance is compulsory while on study exchange.

EU-nationals

The health insurance is covered with the European Health Insurance Card, (EHIC). Finnish students can order the card from here, other nationalities need to contact their national social security provider. With the card, you receive medical treatment in another member state free or at a reduced cost, if that treatment becomes necessary during the visit (for example, due to illness or an accident), or if you have a chronic pre-existing condition which requires care.

Overseas

EU-nationals are covered by Centria's insurance with Lähitapiola. The insurance coverage begins when the exchange begins and ends when you are back home in Finland.

 

LähiTapiola travel insurance no. 353-3870661-S

Medical assistance:
No limit

Permanent disability:
EUR 16 189

Compensation in case of death:
EUR 16 189

Luggage insurance:
EUR 337
Travel liability insurance:
EUR 168 188

Legal expenses travel insurance:
EUR 8 410

Family members are not included. Copy of Centria's travel insurance certicate is found here.

In urgent matters: please call +358 800 0 4531 for assistance in insurance related matters.

 

Visas, recidence permits, and registering yourself abroad

EU-nationals going on exchange within the EU

If you are an EU national and are heading to another EU country, you do not need a visa. However, you will have to register yourself at the local authorities as your will last more than 3 months. You should check with the local authorities where you should go (in Finland, you can do it online or at the Police station, for instance).

EU-nationals going outside the EU

In most cases, you will need a visa. In order to get the visa, you will need to have an invitation from the host university. You are responsible for obtaining the visa. Check the embassy of the host country for more information.

As soon as you a nominated, start looking for information about the visa situation! Some visa procedures are much longer than others.

Finnish citizens: Remember to tell the local authorities in Finland that you are going abroad temporarily. You should also inform the Ministry of Foreign Affairs that you are going abroad (matkustusilmoitus)

Non-EU nationals going on exchange within the EU

When you are heading to EU country, you will most likely need a visa or residence permit in the country you are going to. Latest when you have been selected, look into what the requirements are for resident with your nationality. You will need an acceptance letter from the Host University etc.

Visit the web site of the Embassy of the host country, E.g. Embassy of Poland in Finland, and check what the requirements are for you. The international coordinator at the host University may also be able to help you about the details. Application may take a long time (several weeks or even months), so it is important to start the process early.

If your exchange is shorter than 3 months, it might be that you can use the same Residence permit for Finland, and only register to the local authorities. 

Non-EU-nationals going outside the EU

You will need a visa when studying abroad outside the EU. Check the embassy website for detailed information on how to apply. In order to get the visa, you will need to have an acceptance letter from the host university, possibly documents showing your financial standing etc. The international coordinator at the host University may also be able to help you about the details. Application may take a long time so, start the process early. 

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